江苏中超控股股份有限公司发布对外担保管理办法，明确多项担保细则

Core Viewpoint - Jiangsu Zhongchao Holdings Co., Ltd. has announced a management approach for external guarantees aimed at standardizing guarantee behavior, effectively controlling guarantee risks, and protecting investors' legal rights [1][2] Group 1: Management Approach - The management approach is based on relevant laws and regulations, including the Company Law of the People's Republic of China and the Civil Code [1] - The definition of external guarantees includes various forms such as guarantees, mortgages, or pledges provided by the company (including consolidated subsidiaries) on behalf of third parties [1] - The company will adhere to principles of legality, prudence, mutual benefit, and safety in its external guarantee practices [1] Group 2: Approval and Review Process - External guarantees require verification of the creditworthiness of the guaranteed party, with the responsible personnel conducting investigations and reporting findings [1][2] - Approval for guarantees must be passed by more than half of the board of directors and requires a two-thirds majority of attending directors for resolutions [1][2] - In specific situations, certain guarantees must also be submitted for shareholder meeting approval, requiring a two-thirds majority of voting rights [2] Group 3: Risk Control Measures - For guarantees provided to controlling subsidiaries or joint ventures, other shareholders must provide equivalent guarantees based on their investment ratios [2] - Special review procedures are in place for guarantees to related parties, which must include counter-guarantees [2] - The investment and financing management department is responsible for managing guarantee risks and must report potential risks promptly [2] Group 4: Contractual and Compliance Requirements - Guarantee contracts must be in writing and signed by the legal representative or authorized personnel after approval [2] - Non-bank format guarantee contracts require legal review or an opinion letter [2] - The management approach emphasizes strict adherence to the established system, with accountability for violations [2]