Building A $100,000 Dividend Portfolio: Maximizing SCHD's Income With July's Top High-Yield Stocks

Core Viewpoint - The Schwab U.S. Dividend Equity ETF (SCHD) has slightly underperformed compared to the S&P 500 in 2025 but remains a strong investment option due to its attractive dividend yield and potential for dividend growth [1] Investment Strategy - The focus is on constructing investment portfolios that generate additional income through dividends by identifying companies with competitive advantages and strong financials [1] - A combination of high Dividend Yield and Dividend Growth companies is emphasized to reduce dependence on broader stock market fluctuations [1] - The strategy includes diversification across various sectors and industries to minimize portfolio volatility and mitigate risk [1] - Incorporating companies with a low Beta Factor is suggested to further reduce overall investment risk [1] Portfolio Composition - Suggested investment portfolios typically consist of a blend of ETFs and individual companies, emphasizing broad diversification and risk reduction [1] - The selection process for high dividend yield and dividend growth companies is meticulously curated, focusing on total return, which includes both capital gains and dividends [1] - This approach aims to maximize returns while considering a full spectrum of potential income sources [1]