FB Financial (FBK) Misses Q2 Earnings Estimates

Core Viewpoint - FB Financial (FBK) reported quarterly earnings of $0.88 per share, slightly missing the Zacks Consensus Estimate of $0.89 per share, but showing an increase from $0.84 per share a year ago, indicating a -1.12% earnings surprise [1] Financial Performance - The company posted revenues of $137.41 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.58% and up from $128.22 million year-over-year [2] - Over the last four quarters, FB Financial has exceeded consensus EPS estimates two times and topped revenue estimates once [2] Stock Performance and Outlook - FB Financial shares have declined approximately 6.4% since the beginning of the year, contrasting with the S&P 500's gain of 6.4% [3] - The company's earnings outlook is crucial for investors, with current consensus EPS estimates at $1.01 for the coming quarter and $3.79 for the current fiscal year [7] Industry Context - The Zacks Industry Rank for Banks - Northeast is in the top 34% of over 250 Zacks industries, suggesting that the industry outlook can significantly impact stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked using tools like the Zacks Rank [5][6]