昆明优化生育保险政策

Core Points - The city of Kunming has improved maternity insurance benefits through a strategy of "one reduction, two increases, and three adjustments" [1] Group 1 - The eligibility criteria for maternity insurance benefits have been lowered from 12 months of continuous contributions to 6 months or more, reducing the threshold for participants to access benefits [1] - The fixed settlement standard for cesarean sections has been increased from 4,000 yuan to 5,000 yuan, along with additional benefits for prenatal check-ups and nutritional support [1] - For patients with infertility, a medical expense subsidy of up to 3,000 yuan is provided for procedures such as artificial insemination or in vitro fertilization at approved medical institutions, effectively lowering family childbirth costs [1] Group 2 - Adjustments have been made to the disbursement of maternity allowances, introducing an "immediate application, immediate enjoyment" service, which changes the payment process from "unit transfer" to "direct enjoyment" by individuals, allowing maternity allowances to be paid directly to insured individuals [1]