Seeking Clues to Regions Financial (RF) Q2 Earnings? A Peek Into Wall Street Projections for Key Metrics

Core Viewpoint - Analysts project that Regions Financial (RF) will report quarterly earnings of $0.56 per share, reflecting a year-over-year increase of 7.7% and revenues of $1.85 billion, up 7.1% from the same quarter last year [1]. Earnings Estimates - The consensus EPS estimate has been revised upward by 1.5% in the past 30 days, indicating a reassessment by covering analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, with empirical studies showing a strong correlation between earnings estimate revisions and short-term stock performance [3]. Key Financial Metrics - Analysts expect the 'Net interest margin (FTE)' to reach 3.6%, up from 3.5% in the same quarter last year [5]. - The 'Efficiency Ratio' is projected at 56.9%, compared to 57.6% a year ago [5]. - The 'Common Equity Tier 1 ratio' is anticipated to be 10.7%, an increase from 10.4% year-over-year [5]. Asset and Income Projections - The 'Average Balance - Total earning assets' is expected to be $139.69 billion, up from $137.07 billion last year [6]. - 'Non-performing assets' are projected at $899.10 million, compared to $862.00 million a year ago [6]. - 'Total Non-Interest Income' is likely to reach $621.40 million, up from $545.00 million last year [8]. - 'Net Interest Income' is expected to be $1.20 billion, slightly up from $1.19 billion year-over-year [8]. Additional Financial Insights - The consensus estimate for 'Net interest income, taxable equivalent basis' stands at $1.24 billion, compared to $1.20 billion last year [9]. - 'Wealth management income' is estimated at $127.46 million, up from $122.00 million in the same quarter of the previous year [9]. - Regions Financial shares have returned +13.9% over the past month, outperforming the Zacks S&P 500 composite's +5% change [9].