
Company Overview - Trustmark (TRMK) is expected to report a year-over-year increase in earnings, with a projected EPS of $0.86, reflecting a +30.3% change, and revenues of $201.33 million, up 8.3% from the previous year [3]. Earnings Expectations - The upcoming earnings report is anticipated to be released on July 22, and the stock may rise if the actual results exceed expectations, while a miss could lead to a decline [2]. - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analyst expectations [4]. Earnings Surprise Prediction - Trustmark's Earnings ESP is -5.81%, suggesting a bearish outlook from analysts, as the Most Accurate Estimate is lower than the Zacks Consensus Estimate [11]. - Despite the negative Earnings ESP, Trustmark holds a Zacks Rank of 2, indicating a potential for a positive outcome, although the combination makes it challenging to predict an earnings beat [11]. Historical Performance - Trustmark has a history of beating consensus EPS estimates, having surpassed expectations in the last four quarters, including a +7.32% surprise in the most recent quarter [12][13]. Industry Context - In comparison, F.N.B. (FNB), another player in the Southeast banking industry, is expected to post earnings of $0.33 per share, reflecting a year-over-year decline of -2.9%, with revenues projected at $420.8 million, up 4.2% [17][18].