Community Financial System (CBU) Earnings Expected to Grow: Should You Buy?

Company Overview - Community Financial System (CBU) is expected to report a year-over-year increase in earnings, with a projected EPS of $1.03, reflecting an increase of +8.4% [3] - Revenues are anticipated to reach $203.07 million, marking a growth of 9.9% compared to the same quarter last year [3] Earnings Expectations - The earnings report is scheduled for July 22, and the stock may rise if the results exceed expectations, while a miss could lead to a decline [2] - The consensus EPS estimate has been revised down by 0.32% over the last 30 days, indicating a reassessment by analysts [4] Earnings Surprise Prediction - The Most Accurate Estimate for Community Financial is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -0.65%, suggesting a bearish outlook [11] - Despite the negative Earnings ESP, the company holds a Zacks Rank of 2 (Buy), complicating predictions of an earnings beat [11] Historical Performance - In the last reported quarter, Community Financial exceeded the consensus EPS estimate of $0.91 by delivering $0.93, resulting in a surprise of +2.20% [12] - Over the past four quarters, the company has beaten consensus EPS estimates three times [13] Industry Context - In the Zacks Financial - Miscellaneous Services industry, American Express (AXP) is expected to report earnings of $3.86 per share, reflecting a year-over-year change of +10.6% [17] - American Express's revenue is projected to be $17.69 billion, up 8.3% from the previous year, with an unchanged consensus EPS estimate over the last 30 days [18]