Capital One (COF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

Core Viewpoint - Capital One (COF) is anticipated to report a year-over-year increase in earnings and revenues for the quarter ended June 2025, with earnings per share (EPS) expected to be $3.82, reflecting a +21.7% change, and revenues projected at $12.22 billion, up 28.6% from the previous year [3]. Group 1: Earnings Expectations - The upcoming earnings report is scheduled for July 22, and the stock may rise if the reported numbers exceed expectations, while a miss could lead to a decline [2]. - The consensus EPS estimate has been revised 1.43% higher in the last 30 days, indicating a positive reassessment by analysts [4]. - The Most Accurate Estimate for Capital One is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -2.26%, suggesting a bearish outlook from analysts [12]. Group 2: Historical Performance - In the last reported quarter, Capital One exceeded the expected EPS of $3.66 by delivering $4.06, resulting in a surprise of +10.93% [13]. - Over the past four quarters, Capital One has beaten consensus EPS estimates three times [14]. Group 3: Comparison with Industry Peers - Ally Financial (ALLY) is expected to report an EPS of $0.78 for the same quarter, indicating a year-over-year decline of -19.6%, with revenues projected at $2.03 billion, up 1.5% [18]. - The consensus EPS estimate for Ally Financial has been revised 1.2% lower, but a higher Most Accurate Estimate gives it an Earnings ESP of +1.78%, suggesting a likely beat of the consensus EPS estimate [19][20].