镇江实现基本医保参保人员长护险全覆盖

Core Viewpoint - The inclusion of urban and rural residents' basic medical insurance participants into the long-term care insurance (LTCI) system in Zhenjiang is a significant step in addressing the challenges of an aging population and improving the medical insurance system [1][2]. Group 1: Long-term Care Insurance Implementation - Starting from July 1, urban and rural residents' basic medical insurance participants are officially included in the LTCI coverage, providing essential support for disabled individuals [1]. - Since the implementation of the LTCI system on October 1, 2023, 3,463 severely disabled individuals have benefited from LTCI-related services, reducing the financial burden on families by over 35 million yuan [1][2]. - The LTCI fund reimburses 50 yuan per day for individuals requiring 24-hour care in nursing facilities, which can offset 1,500 yuan in care costs per month [2]. Group 2: Care Services and Support - The LTCI program offers diverse support options for families of severely disabled individuals, including institutional care, family care subsidies, home care services, and specialized care services [2]. - The family care subsidy is set at 10 yuan per person per day, providing financial support to family members who care for their loved ones [2]. Group 3: Policy Implementation and Optimization - To ensure smooth implementation of the new policy, the Zhenjiang Medical Insurance Bureau has optimized the application process, allowing online applications through the "Zhenjiang Long-term Care" app or in-person at designated service points [3]. - The bureau will continuously monitor the policy's effectiveness and make adjustments as necessary to enhance service quality and ensure that severely disabled individuals receive safe and standardized care [3].