Hancock Whitney (US:HWC) ZACKSยท2025-07-15 22:30Core Insights - Hancock Whitney (HWC) reported revenue of $375.48 million for Q2 2025, a year-over-year increase of 4.4% and an EPS of $1.37, up from $1.31 a year ago, exceeding Zacks Consensus Estimates for both revenue and EPS [1] Financial Performance Metrics - Net interest margin (TE) stood at 3.5%, matching the average estimate from four analysts [4] - Efficiency Ratio was reported at 54.9%, better than the four-analyst average estimate of 55.9% [4] - Total net charge-offs as a percentage of average loans were 0.3%, slightly above the 0.2% average estimate from three analysts [4] - Average balance of total interest-earning assets was $32.08 billion, slightly above the three-analyst average estimate of $32.05 billion [4] - Total nonperforming loans amounted to $94.92 million, below the two-analyst average estimate of $106.46 million [4] - Total nonperforming assets were reported at $121.77 million, lower than the $138.95 million estimated by two analysts [4] - Total noninterest income reached $98.52 million, exceeding the four-analyst average estimate of $96.84 million [4] - Net interest income (TE) was $279.46 million, slightly above the $278.55 million average estimate from four analysts [4] - Net interest income was reported at $276.96 million, compared to the $275.4 million estimated by three analysts [4] - Secondary mortgage market operations generated $4.15 million, below the $4.24 million average estimate from two analysts [4] - Bank card and ATM fees totaled $22 million, exceeding the two-analyst average estimate of $21.14 million [4] - Investment and annuity fees and insurance commissions were reported at $10.6 million, slightly above the $10.47 million average estimate from two analysts [4] Stock Performance - Shares of Hancock Whitney have returned +11.7% over the past month, outperforming the Zacks S&P 500 composite's +5% change, with a Zacks Rank 2 (Buy) indicating potential for further outperformance [3]