Fulton Financial (FULT) Reports Q2 Earnings: What Key Metrics Have to Say

Core Insights - Fulton Financial reported revenue of $328.46 million for the quarter ended June 2025, reflecting a decrease of 3.2% year-over-year, but exceeded the Zacks Consensus Estimate by 1.56% [1] - The earnings per share (EPS) for the quarter was $0.55, an increase from $0.47 in the same quarter last year, resulting in an EPS surprise of 27.91% compared to the consensus estimate of $0.43 [1] Financial Performance Metrics - Efficiency Ratio stood at 57.1%, better than the average estimate of 62% based on two analysts [4] - Net Interest Margin was reported at 3.5%, slightly above the average estimate of 3.4% [4] - Average Balance of Total Interest-Earning Assets was $29.97 billion, significantly higher than the estimated $16.58 billion [4] - Net charge-offs to average loans were 0.2%, lower than the average estimate of 0.3% [4] - Total Non-Interest Income reached $69.15 million, surpassing the estimated $67.38 million [4] - Net Interest Income (FTE) was $259.31 million, exceeding the average estimate of $254.92 million [4] Stock Performance - Fulton Financial's shares have returned +13.9% over the past month, outperforming the Zacks S&P 500 composite's +5% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]