Di Yi Cai Jing·2025-07-16 09:16Core Viewpoint - The article emphasizes the importance of technological innovation as a driving force for development and highlights the increasing demand for technology finance in Shanghai as it aims to become a globally influential hub for technological innovation [1]. Group 1: Technology Finance Strategy - CITIC Bank Shanghai Branch has established a "Five Special System" to enhance its technology finance services, focusing on understanding industry conditions and innovating business processes [2]. - The branch has created a specialized service network with a structure of "1+5+N," including one regulatory recognized technology branch and five specialized branches, to cover key industrial clusters and innovation parks [2]. - A dedicated team of technology client managers has been formed to improve understanding of technology paths, industry policies, and market dynamics, ensuring alignment with enterprise needs [2]. Group 2: Performance and Incentives - The branch has implemented specialized performance assessments for technology finance, including tailored reward mechanisms to motivate staff in serving technology enterprises [3]. - A specialized approval team has been established to create a differentiated credit granting scheme that focuses on the intangible and hidden values of technology companies, moving away from traditional asset-based assessments [3]. Group 3: Support for Specific Companies - Shanghai Hejian Industrial Software Group, a key player in the EDA software sector, has received significant financial support from CITIC Bank, with a total credit line of 800 million yuan to facilitate its development [5]. - The bank has customized a digital financial management platform for Hejian to address operational challenges, demonstrating a commitment to long-term partnership [5][6]. - CITIC Bank has also provided tailored financial solutions to Sanrui High Polymer Materials Co., supporting its expansion and operational efficiency through innovative financial services [10][11]. Group 4: Ecosystem Development - CITIC Bank aims to build a comprehensive ecosystem for technology enterprises, launching the "Qihang Plan" to facilitate the transformation of technological achievements through a structured service framework [15]. - The bank's service framework includes a diverse range of financial products and collaborative platforms to support the entire lifecycle of technology enterprises [15][16]. - Currently, CITIC Bank serves over 5,000 technology enterprises, with nearly 2,000 receiving credit, and has a loan balance of approximately 30 billion yuan for technology companies [17].