Core Viewpoint - The market anticipates United Community Banks (UCB) will report a year-over-year increase in earnings driven by higher revenues for the quarter ended June 2025, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - UCB is expected to post quarterly earnings of $0.62 per share, reflecting a year-over-year increase of +6.9% [3]. - Revenues are projected to reach $259.97 million, which is a 6% increase from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has been revised 1.02% higher in the last 30 days, indicating a collective reassessment by analysts [4]. - The Most Accurate Estimate for UCB is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -1.21%, suggesting a bearish outlook from analysts [11]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that a positive or negative reading can predict the likelihood of actual earnings deviating from consensus estimates, with positive readings being more reliable [6][7]. - Stocks with a positive Earnings ESP and a Zacks Rank of 1, 2, or 3 have historically shown a nearly 70% chance of delivering a positive surprise [8]. Historical Performance - In the last reported quarter, UCB exceeded the expected earnings of $0.56 per share by delivering $0.59, resulting in a surprise of +5.36% [12]. - Over the past four quarters, UCB has beaten consensus EPS estimates three times [13]. Conclusion - While UCB does not appear to be a strong candidate for an earnings beat based on current estimates, other factors should also be considered when evaluating the stock ahead of its earnings release [16].
United Community Banks (UCB) Earnings Expected to Grow: Should You Buy?