Banner (BANR) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Banner (BANR) reported revenue of $162.15 million for the quarter ended June 2025, marking an 8.3% year-over-year increase, with EPS of $1.35 compared to $1.17 a year ago [1] - The revenue fell short of the Zacks Consensus Estimate of $163.6 million by 0.89%, while the EPS exceeded the consensus estimate of $1.32 by 2.27% [1] Financial Performance Metrics - The efficiency ratio was reported at 62.5%, slightly above the average estimate of 61% [4] - The net interest margin (tax equivalent) was 3.9%, matching the average estimate [4] - Net charge-offs as a percentage of average loans receivable were reported at -0%, better than the average estimate of 0.1% [4] - Total non-interest income was $17.75 million, below the average estimate of $18.8 million [4] - Net interest income was reported at $144.4 million, slightly below the average estimate of $144.8 million [4] Stock Performance - Banner's shares have returned +9% over the past month, outperforming the Zacks S&P 500 composite's +4.5% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]