我省推进灵活就业人员参加住房公积金制度

Core Viewpoint - Hainan Province is promoting the inclusion of flexible employment workers, such as delivery personnel and ride-hailing drivers, into the housing provident fund system to enhance labor rights and benefits for this group [2][3]. Group 1: Policy Implementation - The initiative is part of a broader action to improve labor rights for new employment forms, with collaboration among various departments including housing fund, postal services, market supervision, and transportation [2]. - A data-sharing mechanism will be established to enhance the effectiveness of outreach efforts regarding the housing fund system for flexible employment workers [2]. - The provincial transportation department will lead efforts to assess the number and demographics of ride-hailing and delivery workers across the province [2]. Group 2: Benefits and Features - The housing fund system will allow flexible employment workers to withdraw their contributions immediately upon termination of contributions, promoting better coverage for this group [3][6]. - The province will provide convenient services for flexible employment workers through the "Haiyi Ban" app, enabling them to manage their contributions easily [3]. - The contribution base for flexible employment workers will range from the minimum wage to three times the average monthly salary of employed workers in the area, with a contribution rate between 10% and 24% [4]. Group 3: Loan Policies - Flexible employment workers can access the same loan policies as regular employees, with the main difference being the required continuous contribution period (12 months for flexible workers vs. 6 months for regular employees) [7]. - The maximum loan amount for purchasing new residential housing is 800,000 yuan for individuals and 1.1 million yuan for couples [7]. - Contributions will earn interest at the same rate as regular employees, currently set at 1.5%, and additional subsidies are available for those who contribute continuously for 12 months [8].