Civista Bancshares(US:CIVB) ZACKSยท2025-07-17 15:07Company Overview - Civista Bancshares (CIVB) is anticipated to report a year-over-year increase in earnings due to higher revenues for the quarter ended June 2025, with a consensus EPS estimate of $0.69, reflecting a +53.3% change [1][3] - Revenues are expected to reach $42.41 million, marking a 10.8% increase from the previous year [3] Earnings Expectations - The upcoming earnings report is scheduled for July 24, and the stock may rise if the actual results exceed expectations, while a miss could lead to a decline [2] - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analyst expectations [4] Earnings Surprise Prediction - The Most Accurate Estimate for Civista Bancshares is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -4.35%, suggesting a bearish outlook from analysts [12] - The company currently holds a Zacks Rank of 5, which complicates the prediction of an earnings beat [12] Historical Performance - In the last reported quarter, Civista Bancshares had an earnings surprise of +32.00%, reporting $0.66 per share against an expectation of $0.50 [13] - Over the past four quarters, the company has consistently beaten consensus EPS estimates [14] Industry Comparison - Eagle Bancorp Montana, Inc. (EBMT), another player in the Zacks Banks - Midwest industry, is expected to report an EPS of $0.41 for the same quarter, reflecting a year-over-year change of +86.4% [18] - EBMT's revenues are projected to be $21.8 million, up 9.6% from the previous year, with an Earnings ESP of +2.44% and a Zacks Rank of 2, indicating a higher likelihood of beating the consensus EPS estimate [19][20]