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Bank OZK Announces Record Second Quarter 2025 Earnings

Core Insights - Bank OZK reported a record net income of $178.9 million for Q2 2025, a 3.1% increase from $173.5 million in Q2 2024 [1] - For the first half of 2025, net income available to common stockholders was $346.8 million, reflecting a 0.5% increase from $345.0 million in the same period of 2024 [1] - Diluted earnings per share (EPS) for Q2 2025 reached $1.58, a 3.9% increase from $1.52 in Q2 2024, while EPS for the first half of 2025 was $3.05, a 0.7% increase from $3.03 in the first half of 2024 [1] Financial Performance - The bank achieved record net interest income and demonstrated excellent growth in loans and deposits [2] - The management expressed confidence in achieving their 2025 goals for net income and EPS, attributing success to their experienced team and effective management of challenges [2] Company Overview - Bank OZK, established in 1903, operates over 250 offices across nine states and had total assets of $41.5 billion as of June 30, 2025 [5]