Simmons First National (SFNC) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Group 1 - Simmons First National (SFNC) reported revenue of $214.18 million for the quarter ended June 2025, reflecting an 8.6% increase year-over-year [1] - Earnings per share (EPS) for the quarter was $0.44, up from $0.33 in the same quarter last year, with a surprise of +10% over the consensus estimate of $0.40 [1] - The reported revenue exceeded the Zacks Consensus Estimate of $213.4 million by +0.37% [1] Group 2 - Total nonperforming assets amounted to $166.72 million, slightly below the average estimate of $167.23 million from two analysts [4] - The efficiency ratio was reported at 62.8%, better than the average estimate of 63% [4] - Net interest margin stood at 3.1%, surpassing the average estimate of 3% [4] Group 3 - Total interest-earning assets (FTE) averaged $23.33 billion, slightly below the average estimate of $23.37 billion [4] - Net interest income (FTE) was reported at $178.25 million, exceeding the average estimate of $175.27 million [4] - Total non-interest income was $42.35 million, below the average estimate of $44.73 million [4] Group 4 - Shares of Simmons First National have returned +7.1% over the past month, outperforming the Zacks S&P 500 composite's +4.2% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]