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Core Viewpoint - Stablecoins have become a hot topic, with significant interest from various sectors, including finance and academia, as evidenced by the recent IPO of Circle, which saw its stock price surge over 530% within a month [1][2]. Group 1: Company Overview - Circle, the issuer of the USDC stablecoin, reported a total issuance of $60 billion as of March 28, indicating its strong position in the stablecoin market [2]. - The company connects traditional finance with digital assets and has gained the trust of leading financial institutions since its inception in 2013 [2]. Group 2: Market Dynamics - The global stablecoin market is valued at approximately $250 billion, with the two largest stablecoins, Tether (USDT) and USD Coin (USDC), accounting for about 90% of the total market capitalization [2]. - Stablecoins are primarily used for crypto trading, decentralized finance (DeFi), and collateral purposes, with last year's trading volume exceeding $20 trillion [2]. Group 3: Regulatory Environment - The U.S. Senate has passed significant legislation aimed at regulating stablecoins, which could solidify the dollar's status as a global reserve currency [3][4]. - Circle and Ripple have applied for U.S. national trust bank licenses, which would bring them under federal regulation and closer to the core of the U.S. financial system [6]. Group 4: Geopolitical Implications - The rise of stablecoins is seen as a tool in the geopolitical struggle between major powers, particularly in the context of U.S.-China relations [5][9]. - Hong Kong is positioning itself as a testing ground for stablecoin development, with new regulations set to take effect on August 1, aimed at enhancing its status as an international financial center [9]. Group 5: Future Outlook - Predictions suggest that the stablecoin market could reach $2 trillion by 2028, although current usage in payment applications remains limited [9]. - The global adoption of stablecoins faces challenges, including limited use cases and fragmented regulation, as most countries focus on their own digital currency developments [9][10].