央行上海总部：上半年人民币贷款增加5630亿元 外币贷款增加20亿美元

Core Insights - The People's Bank of China Shanghai Headquarters reported that in the first half of 2025, the total RMB loans increased by 563 billion yuan, while foreign currency loans increased by 2 billion USD [1] Summary by Category Loan Balances - As of the end of June, the total balance of RMB and foreign currency loans in Shanghai reached 12.85 trillion yuan, reflecting a year-on-year growth of 8.4%, with a slight decrease in growth rate by 0.2 percentage points compared to the end of the previous month [1] - The balance of RMB loans was 12.26 trillion yuan, showing a year-on-year increase of 8.7%, with a decrease in growth rate by 0.5 percentage points from the previous month [1] - The balance of foreign currency loans stood at 82.4 billion USD, marking a year-on-year growth of 2.1%, with an increase in growth rate by 5 percentage points compared to the previous month [1] Loan Increases - In the first half of the year, RMB loans increased by 563 billion yuan, which is 121 billion yuan less than the same period last year [1] - Household sector loans increased by 196.6 billion yuan, with short-term loans decreasing by 5 billion yuan and medium to long-term loans increasing by 201.5 billion yuan [1] - Corporate loans increased by 314 billion yuan, with short-term loans rising by 130.7 billion yuan and medium to long-term loans increasing by 186.6 billion yuan, while bill financing decreased by 12.3 billion yuan [1] - Non-bank financial institution loans decreased by 9.5 billion yuan [1] Monthly Performance - In June, RMB loans increased by 109.9 billion yuan, which is 38.3 billion yuan less than the same month last year [1] - In the first half of the year, foreign currency loans increased by 2 billion USD, which is 4.1 billion USD more than the same period last year [1] - In June, foreign currency loans increased by 1.7 billion USD, which is 4.2 billion USD more than the same month last year [1]