Zhong Guo Jin Rong Xin Xi Wang·2025-07-18 10:13Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Hezhou Branch is actively supporting the development of small and micro enterprises through targeted financial services, achieving significant growth in inclusive loans and enhancing the vitality of the real economy [1][5]. Group 1: Financial Support and Growth Metrics - As of May 2025, ICBC Hezhou Branch's inclusive loan balance reached nearly 1.4 billion yuan, with an increase of 141 million yuan, representing a growth rate of 11.32% [1]. - The branch has served 840 inclusive loan clients, with 76 new clients added [1]. - The inclusive loan balance for the calcium carbonate industry exceeded 530 million yuan, with an annual increase of 100 million yuan, reflecting a year-on-year growth of 41% [3]. Group 2: Tailored Financial Solutions - A specialized financial service team identified funding gaps for a local calcium carbonate manufacturer and arranged a customized financing solution, approving a credit loan of 10 million yuan within just 7 working days [2]. - The loan was structured to reduce financial costs by nearly 200,000 yuan through a rate reduction of 150 basis points below the benchmark [2]. - The bank also facilitated a seamless transition for the company by offering a "no repayment renewal loan" at the time of the loan's maturity, aligning with the company's production line launch [2]. Group 3: Policy Implementation and Strategic Support - ICBC Hezhou Branch has processed 767 loan renewals for small and micro enterprises over the past three years, totaling 1.1 billion yuan [5]. - The branch has actively implemented national policies to support small enterprises, issuing 597 "Guihui Loans" amounting to 1.3 billion yuan since the policy's inception [5]. - The bank's inclusive, agricultural, and private enterprise loans increased by 141 million yuan, 30 million yuan, and 96 million yuan respectively, with growth rates of 11.32%, 7.87%, and 1.55%, all exceeding the average loan growth rate [6].