杰美特: 对外担保管理制度（2025.07）

General Principles - The company establishes an external guarantee management system to protect investors' interests and control external guarantee risks, ensuring asset safety and promoting stable development [2][3] - The system applies to the company and its wholly-owned and controlling subsidiaries [2] Definition and Scope of Guarantees - External guarantees refer to the company providing guarantees, asset pledges, and other forms of security for other entities or individuals, including guarantees for subsidiaries [2] - The company will not provide guarantees for its own debts or those of its subsidiaries [2] Principles and Management of Guarantees - The company will adhere to principles of equality, voluntariness, integrity, mutual benefit, and safety in providing guarantees, strictly controlling guarantee risks [2] - Guarantees will be managed uniformly, and branches are prohibited from providing external guarantees without approval [2] Approval Process for Guarantees - The company must assess the credit status of the guarantee applicant and analyze the benefits and risks before deciding on a guarantee [10] - The board of directors must thoroughly understand the financial and operational status of the guarantee applicant before approving any guarantee [12][13] Risk Control Measures - The company will require counter-guarantees from the guarantee applicant to mitigate risks and will assess the actual guarantee capacity of the counter-guarantee provider [7][10] - Guarantees exceeding 10% of the company's latest audited net assets require board approval before submission to the shareholders' meeting [19][20] Information Disclosure - The company must disclose information regarding guarantees, including total external guarantees and guarantees provided to subsidiaries, in accordance with regulatory requirements [38][39] - Any department involved in external guarantees must report to the board secretary to ensure timely information disclosure [39][40] Responsibilities and Penalties - Individuals responsible for guarantees must be held accountable for any losses resulting from violations of the guarantee management system [41][42] - The company will impose economic penalties or disciplinary actions on responsible parties who fail to perform their duties correctly [44][46]