美国退休金规则酝酿重大调整，SEC主席暗示加密资产纳入投资范围

Group 1 - The SEC, led by Chairman Paul Atkins, is collaborating with the Department of Labor to potentially adjust retirement plan rules, emphasizing the need for smarter reforms [1] - The Trump administration is reportedly drafting an executive order to facilitate private equity investments in 401(k) retirement savings plans, with details still under discussion [1] - Atkins highlighted the fundamental differences between private and public markets, particularly regarding liquidity, and stressed the importance of transparency in cryptocurrency investments within retirement plans [1] Group 2 - Market expectations for regulatory easing are evident, as Fidelity Investments launched cryptocurrency individual retirement accounts (IRAs) supporting Bitcoin, Ethereum, and Litecoin [2] - Major private equity firms like Blackstone and BlackRock are engaging in the cryptocurrency market through Bitcoin ETFs, although they have not explicitly linked these strategies to retirement savings [2] - Experts warn that private equity investments could introduce additional risks to retirement portfolios due to their concentration in a few companies and lower liquidity compared to stocks and bonds [2]