Compared to Estimates, American Express (AXP) Q2 Earnings: A Look at Key Metrics

Core Insights - American Express reported $17.86 billion in revenue for Q2 2025, a year-over-year increase of 9.3% and a surprise of +0.95% over the Zacks Consensus Estimate of $17.69 billion [1] - The EPS for the same period was $4.08, compared to $3.49 a year ago, with an EPS surprise of +5.7% over the consensus estimate of $3.86 [1] Financial Performance Metrics - Book value per common share was $44.16, slightly below the estimated $44.84 [4] - Risk-Based Capital Ratios - Basel III - Common Equity Tier 1/Risk Weighted Assets stood at 10.6%, slightly above the estimated 10.5% [4] - Total Card Member loans amounted to $142.28 billion, compared to the average estimate of $143.69 billion [4] - Total non-interest revenues reached $13.67 billion, exceeding the estimated $13.4 billion [4] Market Performance - Shares of American Express returned +6.4% over the past month, outperforming the Zacks S&P 500 composite's +5.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]