Zhong Guo Jin Rong Xin Xi Wang·2025-07-19 11:28Core Viewpoint - Beihai City is accelerating the construction of a modern marine industry system, with a continuous upgrade in manufacturing transformation, supported by Industrial and Commercial Bank of China (ICBC) Beihai Branch's financial services aimed at high-quality local economic development [1][2][3] Group 1: Financial Support for Manufacturing - As of June 2025, ICBC Beihai Branch's manufacturing loans exceeded 4.9 billion yuan, representing a growth of 6.95% since the beginning of the year [1] - High-tech manufacturing loans reached over 2 billion yuan, with a significant increase of 46.17%, accounting for 41.52% of total manufacturing loans [1] - Loans in the electronic and communication equipment manufacturing sector surpassed 2 billion yuan, with a net increase of over 600 million yuan, reflecting a growth of over 46% [1] Group 2: Inclusive Financial Services - ICBC Beihai Branch has innovated inclusive financial service models, with loans for small and micro manufacturing enterprises exceeding 320 million yuan, marking an increase of over 46% [2] - The "credit + data risk control" model has been effective, with over 85% of newly issued small micro manufacturing loans being credit loans [2] - The average interest rate for newly issued manufacturing loans in the first half of 2025 saw a significant decrease, aiding in cost reduction for enterprises [2] Group 3: Risk Management and Service Quality - ICBC Beihai Branch emphasizes risk prevention and service quality, optimizing the credit asset term structure and enhancing risk monitoring [3] - A green channel for credit support has been established for key projects under the "Double Hundred and Double New" initiative in Guangxi Zhuang Autonomous Region [3] - The bank plans to further enhance financial support for the real economy and expand inclusive financial coverage, innovating service models for manufacturing clusters [3]