山东莱阳农商银行加大资金供给 赋能莱阳制造

Core Viewpoint - Shandong Laiyang Rural Commercial Bank is actively supporting the county economy by increasing credit supply to promote high-quality local economic development, focusing on serving agriculture and the real economy [1] Group 1: Financial Support for Enterprises - Laiyang Rural Commercial Bank launched the "Upgrade Loan," which not only provides financial support but also serves as a key to enterprise transformation and upgrading, enabling high-quality development [2] - The bank has tailored a "Manufacturing Industry Transformation and Upgrade Special Loan" for Laiyang Kaitai Machinery Manufacturing Co., providing a credit loan of 1 million yuan to help the company upgrade its equipment [2][3] - The timely provision of credit has allowed the company to introduce advanced CNC machining centers and automated assembly lines, resulting in a 20% increase in production efficiency and entry into the high-end equipment manufacturing sector [3] Group 2: Innovative Financing Models - Laiyang Rural Commercial Bank has implemented a combination credit model to facilitate funding circulation, addressing the challenges faced by light asset enterprises in securing financing [4][5] - The bank's innovative credit model includes "order financing + accounts receivable guarantee + core enterprise credit enhancement," which effectively transforms the company's intangible assets into financing capital [5][6] - The bank's efficient approval process enabled the disbursement of a 1.3 million yuan working capital loan within two days, showcasing its commitment to supporting small and micro enterprises [6]