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大丰农商银行三圩支行:创新服务模式 聚焦普惠实效
Jiang Nan Shi Bao·2025-07-20 12:35

Core Viewpoint - The bank is actively innovating its service models to enhance financial support for local agricultural and small business sectors, thereby injecting vitality into regional economic development [1][3][5]. Group 1: Financial Services for Agriculture - The bank focuses on the financial needs of local agricultural entities, including large-scale farmers, family farms, and cooperatives, by promoting tailored loan products such as "micro loans," "farmer loans," and "farmer broker loans" [3]. - It addresses the specific production cycles, business models, and risk characteristics of various agricultural sectors, including grain production and specialty aquaculture, to provide flexible loan processes and repayment arrangements [3]. Group 2: Support for Small and Micro Enterprises - The bank recognizes the crucial role of small businesses and individual entrepreneurs in local economic prosperity and job creation, continuously optimizing services for this customer segment [5]. - It simplifies application materials and approval processes to enhance financing efficiency, supporting credible small businesses while promoting convenient payment tools like mobile banking and QR code payments [5]. Group 3: Inclusive Financial Services in Rural Areas - The bank actively conducts inclusive financial services in rural areas, providing essential services such as card activation and small deposits while addressing community concerns through face-to-face discussions on agricultural policies and financial safety [7]. - The bank aims to deepen and broaden its inclusive financial services, positioning itself as an indispensable financial partner in the high-quality development of the local economy [7].