国寿财险：以普惠金融之笔 绘就民生保障新图景

Core Viewpoint - The event "Media Look at Guoshou" held by Shandong Guoshou emphasizes the integration of insurance with public welfare, showcasing the commitment to providing inclusive financial services that protect the livelihoods of citizens [1] Group 1: Inclusive Financial Services - The "Hui Gong Bao" insurance for new employment forms provides a safety net for workers like delivery personnel, enhancing their sense of security [3] - The "Minsheng Rescue Liability Insurance" covers 649,340 people in 2023 and is projected to cover 644,730 in 2024, with a compensation limit of 150,000 yuan per person, alleviating financial burdens for low-income families and vulnerable groups [4] - The "Yantai Citizen Health Insurance" program is expanding from 90,300 participants in 2023 to 119,200 in 2025, reflecting ongoing improvements in coverage and benefits [4][5] Group 2: Support for Specific Groups - The "Hui Jun Bao" program for veterans is set to cover 237,800 individuals in 2023 with a total coverage of 287 billion yuan, and 79,700 individuals in 2024 with 125.39 billion yuan in coverage, addressing the needs of retired military personnel [5] - The "Hui Gong Bao" program has reached 2,484 individuals in 2024, providing coverage of 11.433 billion yuan, demonstrating the focus on supporting gig economy workers [7] Group 3: Financial Innovation for SMEs - The "Ti Fang Bao" model has reduced the traditional loan bridging period from 20 days to 3 days, benefiting 318 small and micro enterprises with 290 million yuan in financing [6] - The construction industry has benefited from the "Wage Payment Guarantee Insurance," which has alleviated 180 million yuan in deposit pressure for construction companies over the past three years [6] Group 4: Agricultural Insurance Solutions - The "Oyster Wave Height Index Insurance" provides 62.44 million yuan in coverage for 24,000 acres, utilizing marine data for precise payouts [8] - The "Guoshou i Agricultural Insurance" app has improved claims processing time by 300%, enhancing support for farmers [8] Group 5: Trade and Economic Support - The trade credit insurance has helped companies like Nanshan Group mitigate accounts receivable risks, facilitating smoother trade operations [9] - The customs guarantee insurance has released 540 million yuan in deposits, significantly improving customs clearance efficiency [10] Group 6: Risk Management and Prevention - The "Anxin Fang" cloud platform has shifted risk management from post-event compensation to proactive prevention, with 364 pre-disaster inspections conducted [11] - The company has established 14 rescue points across various regions, providing financial assistance to 684 victims in 2024, with a total payout of 48.58 million yuan [11]