证监会原主席肖钢：推进产业数字金融发展 让中小企业自由选择金融服务

Core Viewpoint - The former chairman of the China Securities Regulatory Commission, Xiao Gang, emphasizes the importance of advancing industrial digital finance to allow small and medium-sized enterprises (SMEs) the freedom to choose financial services [1] Group 1: Development of Industrial Digital Finance - Industrial digital finance has established a new type of relationship between banks and enterprises, facilitating the integration of technology, industry, and finance, and promoting a virtuous cycle among the three [1] - To further promote the development of industrial digital finance, it is suggested to formulate and implement a new round of special action plans for the digital transformation of SMEs, expand the pilot city range, increase financial subsidies, enhance financial support, establish risk-sharing mechanisms, and improve evaluation and assessment systems [1] Group 2: Infrastructure and Support for SMEs - There is a need to accelerate the construction of data platform infrastructure, optimize technological supply, and reduce the costs and burdens of digital transformation for SMEs [1] - The digital transformation of small financial institutions should also be expedited to create necessary conditions for the development of industrial digital finance [1] Group 3: Regulation of Digital Finance Platforms - Recommendations include researching and formulating access qualification standards for industrial digital finance platforms, drawing on the Basel Committee's regulatory requirements for third-party technology platforms, and revising and improving the management methods for outsourcing by financial institutions based on China's actual conditions [1]