成都分批取消住房限售 住房公积金最低首付款调整为20%

Core Viewpoint - Chengdu's housing and urban-rural development bureau, along with five other departments, issued a notice to promote the stable and healthy development of the real estate market, which includes measures to gradually lift housing sales restrictions and enhance housing loan support [1] Group 1: Policy Changes - The housing sales restriction policy will be lifted in batches, allowing properties purchased between October 14, 2024, and July 21, 2025, to be traded after obtaining the property rights certificate [1] - From January 1, 2026, the transfer restrictions on second-hand housing that still fall under the sales limit will be removed for properties acquired before October 14, 2024, to better support residents' housing exchange needs [1] Group 2: Loan Support Enhancements - The housing provident fund loan support will be strengthened, with an optimized loan amount calculation formula linked to the deposit balance, effectively increasing the available loan amounts [1] - The minimum down payment ratio for personal housing provident fund loans for families purchasing a second home will be reduced from 30% to 20% [1]