成都分批取消住房限售 二套房首付降至20%

Core Viewpoint - Chengdu's government has introduced 17 specific measures to promote the stable and healthy development of the real estate market, focusing on improving supply quality, meeting demand, revitalizing existing stock, and optimizing housing provident fund policies [1] Group 1: Housing Market Policies - The city will gradually lift housing sales restrictions to better meet residents' needs for changing homes, allowing properties purchased before October 14, 2024, to be traded after obtaining property certificates starting from July 21, 2025 [2] - From January 1, 2026, second-hand homes purchased before October 14, 2024, will also have their transfer restrictions lifted, except for certain special cases [2] Group 2: Housing Provident Fund Adjustments - The new policy increases the loan support from the housing provident fund, reducing the minimum down payment for second homes from 30% to 20% [2] - The age limit for flexible employment individuals participating in the housing provident fund is raised to the legal retirement age, and the minimum contribution period for loan applications is shortened from 12 months to 6 months [2] - Residents can now withdraw their provident fund contributions for the renovation of old elevators in residential complexes, supporting improved living conditions [3] Group 3: Local Incentives and Educational Policies - Various districts are encouraged to implement direct subsidies for home purchases and optimize existing real estate support policies [4] - The "Anjia Chengdu" initiative promotes real estate consumption through offline activities during major festivals and the establishment of an online housing marketplace [4] - Conditional districts may allow guardians of school-age children to apply for school enrollment based on new housing purchase contracts, facilitating easier access to education [4] Group 4: Overall Development Strategy - The new measures aim to enhance supply quality, promote the revitalization of existing properties, and ensure balanced regional development through improved planning and operational efficiency [4] - The notification will take effect on July 21, 2025, superseding any conflicting previous regulations [4]