远离非法中介，守护自身权益——泰康人寿青岛分公司7•8金融风险提示

Core Viewpoint - The articles emphasize the importance of avoiding illegal financial intermediaries to protect consumer rights and promote a healthy financial environment [1][2] Group 1: Illegal Intermediary Activities - Illegal intermediary activities severely harm consumer rights and disrupt financial order, necessitating enhanced consumer discernment [1] - Common illegal activities include "agent for policy cancellation," "agent for rights protection," and "debt reduction" [1] - In the "agent for policy cancellation" trap, fraudsters lure consumers with promises of "full refunds," encouraging them to terminate valid insurance contracts [1] - In the "agent for rights protection" trap, fraudsters claim to resolve financial disputes but actually extort high "protection fees" through malicious complaints [1] - In the "debt reduction" scam, fraudsters promise to negotiate debt reductions but require upfront high fees, ultimately disappearing after receiving payment [1] Group 2: Consumer Protection Measures - Consumers are advised to conduct transactions through official channels and verify the legitimacy of financial institutions [2] - There is a warning against promises of "high returns," which are often indicative of scams [2] - Consumers should safeguard personal information and avoid sharing sensitive data with strangers or clicking on suspicious links [2]