这家银行控股权花落谁家？监管正式批复

Core Viewpoint - The control of Changcheng Huaxi Bank will be transferred to Sichuan Bank, which will become its largest shareholder after acquiring a 40.92% stake for 4.332 billion yuan, enhancing both banks' competitive advantages and supporting the development of a pillar financial institution in Sichuan province [1][2]. Group 1 - Sichuan Bank's acquisition of Changcheng Huaxi Bank will allow both institutions to maintain their independent legal status while achieving resource integration and collaborative development [2]. - The acquisition will enable Sichuan Bank to enhance its asset scale, local economic resources, capital efficiency, and network layout, with the group's asset scale expected to exceed 600 billion yuan, surpassing its five-year target of 500 billion yuan [2]. - As a leading bank in Deyang, Changcheng Huaxi Bank holds a 13% market share in corporate loans, with 10.1% of its corporate loan clients in the manufacturing sector, primarily from Deyang [3]. Group 2 - The partnership will allow Sichuan Bank to access Changcheng Huaxi Bank's client resources in Deyang, improving its service radius and enhancing its corporate loan negotiation capabilities [3]. - The collaboration is expected to optimize branch layouts, improve operational efficiency, and strengthen management systems, thereby boosting Changcheng Huaxi Bank's operational performance and profitability [3]. - This acquisition marks a significant step for Sichuan province in consolidating financial resources and transitioning from smaller financial institutions to a pillar institution, aligning the scale of leading financial entities with the province's economic development needs [3].