Old National Bancorp(US:ONB) ZACKS·2025-07-21 14:21Core Viewpoint - Analysts expect Old National Bancorp (ONB) to report quarterly earnings of $0.51 per share, reflecting a year-over-year increase of 10.9%, with revenues projected at $623.08 million, up 29.3% from the previous year [1]. Earnings Estimates - The consensus EPS estimate for the quarter has been revised upward by 1.4% over the past 30 days, indicating a collective reassessment by analysts [1][2]. Key Financial Metrics - Analysts predict an 'Efficiency Ratio' of 62.1%, up from 57.2% in the same quarter last year [4]. - The 'Net Interest Margin (FTE)' is expected to reach 3.6%, compared to 3.3% a year ago [4]. - The 'Average Balance - Total earning assets' is estimated at $58.55 billion, an increase from $47.41 billion year-over-year [4]. Income Projections - 'Net Interest Income (FTE)' is forecasted to be $518.38 million, up from $394.76 million in the previous year [5]. - 'Total noninterest income' is expected to reach $105.08 million, compared to $87.27 million a year ago [5]. - 'Mortgage banking revenue' is projected at $8.36 million, up from $7.06 million in the same quarter last year [6]. - 'Wealth and investment services fees' are estimated at $33.22 million, compared to $29.36 million a year ago [6]. Additional Income Sources - 'Service charges on deposit accounts' are expected to be $23.12 million, up from $19.35 million in the same quarter last year [7]. - 'Other income' is projected to reach $14.50 million, compared to $10.04 million a year ago [7]. - 'Capital markets income' is expected to be $6.00 million, up from $4.73 million in the same quarter last year [8]. - The estimate for 'Debit card and ATM fees' stands at $11.00 million, slightly up from $10.99 million a year ago [8]. Stock Performance - Over the past month, shares of Old National Bancorp have returned +11.5%, outperforming the Zacks S&P 500 composite's +5.4% change [8].