Core Viewpoint - The government emphasizes the importance of small and micro enterprises (SMEs) in stabilizing employment and improving livelihoods, implementing various measures to enhance their financial accessibility and satisfaction [1][2]. Group 1: Financial Support and Coordination - Jiangsu has organized visits to 4.03 million enterprises and issued loans totaling 1.9 trillion yuan, ranking among the top in the nation [1]. - By the end of June, the loan balance for small and micro enterprises in Jiangsu reached 9.6 trillion yuan, a year-on-year increase of 16.7% [1]. - A rapid and effective coordination mechanism has been established to guide banks in providing financial services, including a "one-stop" financing platform for SMEs [2]. Group 2: Targeted Financial Resource Allocation - The banking sector's loan balance for private enterprises reached 7.9 trillion yuan by the end of June, reflecting a year-on-year growth of 10.7% [3]. - A special task force for foreign trade has been created, providing credit to 27,000 foreign trade enterprises, with loans exceeding 250 billion yuan and export credit insurance coverage surpassing 50 billion USD [3]. - Individual businesses have seen a 23,000 increase in loan accounts compared to the previous year, with tailored financial support strategies implemented [3]. Group 3: Service Innovations in Financial Offerings - A refined customer profiling system has been developed to enhance loan application efficiency by integrating various data sources [4]. - Over 650 billion yuan has been issued through upgraded financial products aimed at SMEs, with an additional 590 billion yuan in credit loans facilitated through new financing models [4]. - The "Su Yi Rong" platform has been enhanced to provide a wide range of financial products, facilitating easier access to loans and insurance for enterprises [4]. Group 4: Support Mechanisms for Financial Institutions - A performance evaluation system has been established to encourage banks to optimize their service to SMEs, with a 34 basis point reduction in interest rates for newly issued inclusive loans this year [6]. - A mechanism for joint consultations has been initiated to assist enterprises in credit repair, ensuring that those temporarily ineligible for credit receive follow-up support [6]. - A targeted support mechanism for key foreign trade enterprises has been implemented, providing tailored solutions to address their financing challenges [6].
集聚多方资源 畅通金融活水
Xin Hua Ri Bao·2025-07-21 21:47