Wintrust Financial (WTFC) Surpasses Q2 Earnings and Revenue Estimates

Core Insights - Wintrust Financial (WTFC) reported quarterly earnings of $2.78 per share, exceeding the Zacks Consensus Estimate of $2.59 per share, and showing an increase from $2.32 per share a year ago, resulting in an earnings surprise of +7.34% [1] - The company achieved revenues of $670.78 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 2.27% and up from $591.76 million year-over-year [2] - Wintrust shares have increased approximately 7.5% year-to-date, outperforming the S&P 500's gain of 7.1% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $2.64, with expected revenues of $675.23 million, and for the current fiscal year, the EPS estimate is $10.68 on revenues of $2.66 billion [7] - The trend of estimate revisions for Wintrust was unfavorable prior to the earnings release, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [6] Industry Context - The Banks - Midwest industry, to which Wintrust belongs, is currently ranked in the top 38% of over 250 Zacks industries, suggesting that companies in the top 50% outperform those in the bottom 50% by more than 2 to 1 [8] - Another company in the same industry, MidWestOne (MOFG), is expected to report quarterly earnings of $0.77 per share, reflecting a year-over-year increase of +71.1%, with revenues projected at $59.35 million, up 2.5% from the previous year [9][10]