Core Insights - The central bank released the loan allocation statistics report for financial institutions for the second quarter of 2025, indicating a total RMB loan balance of 268.56 trillion yuan, which represents a year-on-year growth of 7.1% [1] - In the first half of 2025, the increase in RMB loans amounted to 12.92 trillion yuan [1] Loan Breakdown - As of the end of Q2 2025, the balance of RMB real estate loans reached 53.33 trillion yuan, showing a year-on-year growth of 0.4%, with an increase of 416.6 billion yuan in the first half of the year [1] - The balance of real estate development loans stood at 13.81 trillion yuan, reflecting a year-on-year growth of 0.3%, with an increase of 292.6 billion yuan in the first half of 2025 [1] - The balance of personal housing loans was 37.74 trillion yuan, which represents a year-on-year decline of 0.1%, although the growth rate improved by 1.2 percentage points compared to the end of the previous year, with an increase of 51 billion yuan in the first half of 2025 [1]
央行:2025年二季度末,金融机构人民币各项贷款余额268.56万亿元,同比增长7.1%
news flash·2025-07-22 08:04