工行百色隆林支行:普惠金融活水润泽县域实体经济

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Baise Longlin Branch is actively engaging in the county market by promoting inclusive finance and implementing the "thousand enterprises and ten thousand households" outreach initiative, effectively addressing the financing needs of small and micro enterprises and individual businesses, thereby injecting financial vitality into the local economy [1][2]. Group 1: Financial Services and Outreach - The bank has established a professional outreach team to connect with small and micro enterprises in key industries such as manufacturing, wholesale and retail, construction, and catering, conducting visits to gather information on business operations, funding needs, and challenges [1]. - As of July 21, 2025, the bank has issued loans totaling 75.754 million yuan to 35 eligible small and micro enterprises and individual businesses [1]. Group 2: Tailored Financial Products - The bank promotes flexible credit loan products like "Operating Quick Loan" and "Business Assistance Loan" to cater to the unique needs of individual businesses, ensuring quick access to operational funds [2]. - For small enterprises, the bank offers various financing products tailored to local pillar industries, such as aluminum processing and wood processing, enhancing funding support through asset pledges and guarantees [2]. Group 3: Risk Management and Support - The bank emphasizes risk management by conducting on-site assessments, financial data verification, and tracking fund flows to ensure loans are used for production and operations [3]. - Regular follow-ups and financial consulting services are provided to small and micro enterprises to help them optimize fund usage and improve operational efficiency [3]. Group 4: Future Initiatives - The bank plans to continue its outreach efforts, extending its services to agricultural sectors and exploring financial support models for agricultural clusters, integrating local specialty products into its financing offerings [3].

工行百色隆林支行:普惠金融活水润泽县域实体经济 - Reportify