ZACKS·2025-07-22 14:15Core Insights - Wall Street analysts forecast that Sallie Mae (SLM) will report quarterly earnings of $0.49 per share, indicating a year-over-year decline of 55.9% [1] - Anticipated revenues are projected to be $375.13 million, reflecting a slight increase of 0.8% compared to the same quarter last year [1] Earnings Estimates Revisions - Over the last 30 days, there has been a 19.3% upward revision in the consensus EPS estimate for the quarter, indicating analysts' reassessment of their initial forecasts [2] - Revisions to earnings estimates are significant indicators for predicting potential investor actions regarding the stock [3] Key Metrics Projections - Analysts expect 'Net Interest Margin' to reach 5.3%, down from 5.4% reported in the same quarter last year [5] - 'Net Interest Income' is projected to be $375.13 million, slightly above the year-ago value of $372.17 million [5] - 'Total Non-Interest Income' is expected to be $21.89 million, a significant decrease from $141.81 million reported in the same quarter last year [6] - 'Other income' is anticipated to be $21.89 million, down from $27.77 million in the previous year [6] - Analysts predict 'Gains (losses) on sales of loans, net' to be $0.00 million, a stark contrast to $111.93 million reported in the same quarter last year [7] Stock Performance - Shares of Sallie Mae have shown a return of +3.2% over the past month, compared to a +5.9% change in the Zacks S&P 500 composite [7] - With a Zacks Rank 3 (Hold), SLM is expected to perform in line with the overall market in the near future [7]