Here's What Key Metrics Tell Us About KeyCorp (KEY) Q2 Earnings

Core Insights - KeyCorp reported $1.83 billion in revenue for Q2 2025, a year-over-year increase of 20.9% [1] - The EPS for the same period was $0.35, up from $0.25 a year ago, exceeding the consensus estimate of $0.34 [1] - The revenue surpassed the Zacks Consensus Estimate of $1.8 billion, resulting in a surprise of +1.74% [1] Financial Metrics - Net Interest Margin (Proforma) was 2.7%, matching the average estimate by analysts [4] - Net loan charge-offs to average loans stood at 0.4%, consistent with analyst estimates [4] - Cash Efficiency Ratio (non-GAAP) was 62.4%, slightly better than the average estimate of 63.5% [4] - Average balance of total earning assets was $170 billion, slightly below the average estimate of $171.16 billion [4] - Book value at period end was $15.32, exceeding the average estimate of $15.08 [4] - Leverage Ratio was 10.3%, above the average estimate of 10.2% [4] - Tier 1 Risk-based Capital Ratio was 13.4%, matching the average estimate [4] - Total nonperforming assets were $707 million, better than the average estimate of $744.86 million [4] - Total Risk-based Capital Ratio was 15.7%, slightly above the average estimate of 15.6% [4] - Nonperforming loans at period-end were $696 million, better than the average estimate of $738.47 million [4] - Total Noninterest Income was $690 million, exceeding the average estimate of $671.92 million [4] - Corporate services income was $76 million, above the average estimate of $65.91 million [4] Stock Performance - KeyCorp shares returned +10.9% over the past month, outperforming the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]