Old National Bancorp(US:ONB) ZACKS·2025-07-22 14:30Core Insights - Old National Bancorp (ONB) reported a revenue of $654.37 million for Q2 2025, marking a year-over-year increase of 35.8% and exceeding the Zacks Consensus Estimate by 5.02% [1] - The earnings per share (EPS) for the same quarter was $0.53, up from $0.46 a year ago, with an EPS surprise of 3.92% compared to the consensus estimate of $0.51 [1] Financial Performance Metrics - Efficiency Ratio stood at 55.8%, significantly better than the average estimate of 62.1% from four analysts [4] - Net interest margin (FTE) was reported at 3.5%, slightly below the average estimate of 3.6% [4] - Total earning assets averaged $59.06 billion, surpassing the estimated $58.55 billion [4] - Net Interest Income (FTE) reached $521.85 million, exceeding the average estimate of $518.38 million [4] - Total noninterest income was $132.52 million, significantly higher than the estimated $105.08 million [4] - Mortgage banking revenue was $10.03 million, above the average estimate of $8.36 million [4] - Wealth and investment services fees totaled $35.82 million, exceeding the estimated $33.22 million [4] - Service charges on deposit accounts were $23.88 million, slightly above the average estimate of $23.12 million [4] - Other income was reported at $36.17 million, far exceeding the average estimate of $14.5 million [4] - Capital markets income reached $7.11 million, above the average estimate of $6 million [4] - Debit card and ATM fees totaled $12.92 million, surpassing the estimated $11 million [4] Stock Performance - Old National Bancorp's shares returned +7.7% over the past month, outperforming the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]