
Core Viewpoint - First Financial Corp. reported quarterly earnings of $1.57 per share, exceeding the Zacks Consensus Estimate of $1.43 per share, and showing a significant increase from $0.96 per share a year ago, indicating strong financial performance [1][2]. Financial Performance - The company achieved revenues of $63.05 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.21% and up from $49.2 million year-over-year [2]. - Over the last four quarters, First Financial Corp. has exceeded consensus EPS estimates three times and topped revenue estimates four times [2]. Stock Performance - First Financial Corp. shares have increased approximately 20.8% since the beginning of the year, outperforming the S&P 500's gain of 7.2% [3]. - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6]. Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.51 on revenues of $63.5 million, and for the current fiscal year, it is $6.02 on revenues of $252.8 million [7]. - The trend of estimate revisions for First Financial Corp. was mixed prior to the earnings release, which may change following the recent results [6]. Industry Context - The Banks - Midwest industry, to which First Financial Corp. belongs, is currently ranked in the top 31% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8].