为新就业形态劳动者兜底，“新职伤”扩围迈入新阶段

Core Viewpoint - The implementation of occupational injury insurance for new employment forms in China is expanding, providing essential protection for workers in the gig economy, particularly in the transportation and delivery sectors [2][3][4]. Group 1: Background and Implementation - The pilot program for occupational injury insurance began on July 1, 2022, in seven provinces, covering platforms like Cao Cao Travel, Meituan, and Huolala, with a total of 12.35 million insured individuals expected by June 2025 [2]. - The program will expand to ten additional provinces and more platforms starting July 1, 2025, with plans for nationwide coverage by 2026 [2][3]. - The insurance allows workers to receive benefits without establishing a formal labor relationship with the platforms, enhancing accessibility for gig workers [2][3]. Group 2: Financial Aspects - The payment standards for the insurance are set at 0.01 yuan per ride for transportation, 0.07 yuan per order for instant delivery, and 0.18 yuan per order for same-city freight, ensuring a balanced income and expenditure model [3]. - The funds will be managed under a unified work injury insurance fund, promoting financial stability within the program [3]. Group 3: Impact on Workers and Industry - The introduction of occupational injury insurance is seen as a significant support for drivers and workers in the gig economy, helping them recover from injuries and return to work [3][4]. - The program is expected to reduce labor disputes by providing a safety net for workers, thereby enhancing job security and reducing turnover rates in the industry [3][4]. - The insurance initiative is anticipated to foster healthy competition among platforms, leading to improvements in service quality and working conditions [4].