Capital One (COF) Surpasses Q2 Earnings and Revenue Estimates

Group 1: Earnings Performance - Capital One reported quarterly earnings of $5.48 per share, exceeding the Zacks Consensus Estimate of $3.83 per share, and up from $3.14 per share a year ago, representing an earnings surprise of +43.08% [1] - The company posted revenues of $12.49 billion for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 2.18%, compared to year-ago revenues of $9.51 billion [2] - Over the last four quarters, Capital One has surpassed consensus EPS estimates four times and topped consensus revenue estimates three times [2] Group 2: Stock Performance and Outlook - Capital One shares have increased approximately 21.1% since the beginning of the year, outperforming the S&P 500's gain of 7.2% [3] - The company's earnings outlook, including current consensus earnings expectations for upcoming quarters, will be crucial for investors [4] - The current consensus EPS estimate for the coming quarter is $4.26 on revenues of $14.88 billion, and for the current fiscal year, it is $15.51 on revenues of $52.3 billion [7] Group 3: Industry Context - The Financial - Consumer Loans industry, to which Capital One belongs, is currently in the bottom 28% of over 250 Zacks industries, indicating potential challenges [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact Capital One's stock performance [5] - Open Lending, another company in the same industry, is expected to report quarterly earnings of $0.02 per share, with revenues anticipated to be $23.37 million, down 12.6% from the year-ago quarter [9]