
Core Viewpoint - FS Bancorp reported quarterly earnings of $0.99 per share, exceeding the Zacks Consensus Estimate of $0.97 per share, but down from $1.13 per share a year ago, indicating a +2.06% earnings surprise [1][2] Financial Performance - The company achieved revenues of $37.28 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 2.14% and up from $36.27 million year-over-year [2] - Over the last four quarters, FS Bancorp has exceeded consensus EPS estimates three times and has topped consensus revenue estimates three times as well [2] Stock Performance and Outlook - FS Bancorp shares have increased approximately 1.5% since the beginning of the year, while the S&P 500 has gained 7.2% [3] - The company's earnings outlook is crucial for investors, with current consensus EPS estimates at $1.03 for the coming quarter and $4.05 for the current fiscal year [7] Industry Context - The Zacks Industry Rank for Banks - West places it in the top 28% of over 250 Zacks industries, suggesting that the industry outlook can significantly impact stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5][6]