全国首单数据资产赋能 资产证券化产品发行

Group 1 - The core viewpoint of the news is the successful issuance of China's first data asset-enabled asset-backed securities (ABS) product, which integrates capital and data elements to enhance financial services for the real economy and promote the integration of the real and digital economies [1][2] - The ABS product has a total issuance scale of 510 million yuan, backed by high-quality accounts receivable from state-owned enterprises, and incorporates core data assets from the China Investment Guarantee Corporation's subsidiary [1][2] - Shanghai Data Exchange plays a crucial role as a data asset service provider, offering authoritative certification and professional services for the data assets involved in this ABS product [1][2] Group 2 - The Shanghai Data Exchange has developed a comprehensive service plan for the data asset value realization, addressing challenges such as data asset confirmation, valuation, and risk assessment, which previously limited the application of data asset-enabled ABS in financial scenarios [2] - A complete institutional framework and strict review criteria have been established to standardize the registration process of data products, ensuring compliance and providing objective valuation bases for asset evaluation agencies [2] - The introduction of dynamic data from the supply chain financial platform allows for a penetrating assessment of accounts receivable risks, achieving dynamic empowerment of ABS risk control and pricing for the first time [2] Group 3 - The empowerment of data assets is reflected in three aspects: asset pricing, financing efficiency, and risk monitoring [3] - The use of data assets in reviewing supplier financing applications has optimized the screening and review process, effectively alleviating the financing difficulties faced by small and micro enterprises [3] - The average review cycle for supplier financing applications has been shortened by 3 to 5 working days, enabling same-day review and disbursement [3]