United Community Banks (UCB) Reports Q2 Earnings: What Key Metrics Have to Say

Efficiency Ratio - Operating: 54.8% compared to the 54.9% average estimate based on two analysts. Net charge-offs to average loans: 0.2% compared to the 0.2% average estimate based on two analysts. Net Interest Margin: 3.4% versus 3.4% estimated by two analysts on average. Average balance - Total interest-earning assets: $25.96 billion versus $27.32 billion estimated by two analysts on average. Total nonperforming assets: $83.96 million versus the two-analyst average estimate of $95.46 million. Total nonper ...