Compared to Estimates, Farmers National (FMNB) Q2 Earnings: A Look at Key Metrics

Core Insights - Farmers National Banc (FMNB) reported revenue of $47.04 million for the quarter ended June 2025, reflecting a year-over-year increase of 12.9% [1] - Earnings per share (EPS) for the quarter was $0.37, up from $0.33 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $45.3 million, resulting in a surprise of +3.85% [1] - The company met the consensus EPS estimate of $0.37, indicating no surprise in EPS [1] Key Metrics - Efficiency Ratio was reported at 56.7%, better than the two-analyst average estimate of 60.2% [4] - Net Interest Margin stood at 2.9%, matching the two-analyst average estimate of 2.9% [4] - Average Earning Assets were $4.89 billion, slightly below the $4.91 billion average estimate based on two analysts [4] - Total Noninterest Income was $12.12 million, surpassing the two-analyst average estimate of $10.85 million [4] Stock Performance - Shares of Farmers National have returned +4.2% over the past month, compared to a +5.9% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]