Axos Financial(US:AX) ZACKSยท2025-07-23 15:00Core Viewpoint - The market anticipates Axos Financial (AX) will report a year-over-year decline in earnings despite higher revenues when it releases its results for the quarter ended June 2025 [1][3]. Group 1: Earnings Expectations - The consensus estimate for Axos Financial's quarterly earnings is $1.82 per share, reflecting a year-over-year decrease of 0.6% [3]. - Expected revenues for the quarter are $312.44 million, which represents a 7.4% increase from the same quarter last year [3]. Group 2: Estimate Revisions - Over the last 30 days, the consensus EPS estimate has been revised 2.53% higher, indicating a reassessment by analysts [4]. - The Most Accurate Estimate for Axos Financial is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -1.24%, suggesting a bearish outlook from analysts [11]. Group 3: Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that a positive or negative reading can predict the deviation of actual earnings from the consensus estimate, with a strong predictive power for positive readings [7][8]. - Stocks with a positive Earnings ESP and a Zacks Rank of 1, 2, or 3 have historically produced a positive surprise nearly 70% of the time [8]. Group 4: Historical Performance - In the last reported quarter, Axos Financial exceeded the expected earnings of $1.74 per share, achieving actual earnings of $1.81, resulting in a surprise of +4.02% [12]. - The company has beaten consensus EPS estimates in all of the last four quarters [13]. Group 5: Industry Comparison - Another company in the Zacks Financial - Miscellaneous Services industry, Marathon Digital Holdings, is expected to post earnings of $0.24 per share for the same quarter, indicating a year-over-year increase of 200% [17]. - Marathon Digital's expected revenues are $220.24 million, up 51.7% from the previous year, but it has an Earnings ESP of -190.72%, making it difficult to predict an earnings beat [18].