Compared to Estimates, First Community (FCCO) Q2 Earnings: A Look at Key Metrics

Core Insights - First Community (FCCO) reported a revenue of $19.53 million for the quarter ended June 2025, reflecting a year-over-year increase of 19.5% and surpassing the Zacks Consensus Estimate by 4.41% [1] - The earnings per share (EPS) for the quarter was $0.67, compared to $0.42 in the same quarter last year, resulting in an EPS surprise of 15.52% over the consensus estimate of $0.58 [1] Financial Performance Metrics - The net interest margin was reported at 3.2%, matching the average estimate from two analysts [4] - The efficiency ratio stood at 66%, slightly better than the average estimate of 67% from two analysts [4] - Total non-interest income reached $4.21 million, exceeding the estimated $3.82 million by two analysts [4] Stock Performance - Over the past month, shares of First Community have returned +7%, outperforming the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]